Agricultural Lender

gpac is partnered with a community bank that believes in local relationships and local decisions. They're hiring an experienced Agricultural Lender to serve and grow their farm and agribusiness portfolio.

Responsibilities

• Build and manage a portfolio of agricultural loans, including operating lines, equipment, livestock, and farm real estate
• Develop new relationships with farmers, producers, and agribusinesses through referrals, farm visits, and community involvement
• Analyze financial statements, tax returns, cash flow projections, and balance sheets to structure and underwrite credit
• Present loan requests to credit committee
• Monitor portfolio quality, including renewals, collateral inspections, and covenant compliance
• Stay current on commodity markets, crop insurance, and FSA guaranteed loan programs
• Partner with branch and deposit teams to deepen customer relationships

Qualifications

• 3+ years of agricultural lending or ag credit analysis experience
• Strong understanding of farm operations and agricultural economics
• Experience with FSA programs is a plus
• Established network in the local farming community preferred
• Bachelor's degree in agricultural business, finance, or related field, or equivalent experience
• Strong communication skills and a relationship-focused approach

Benefits

• Local decision-making and a responsive credit process
• Competitive base salary plus incentive
• Health, dental, and vision insurance
• 401(k) with company match
• Paid time off

Salary Range: $80,000 - $135,000 per year

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.