Credit Analyst

The Credit Analyst will be responsible for managing the credit risk on a global portfolio of counterparties.

Job Title

Credit Analyst

Job Description

The Credit Analyst will be responsible for managing the credit risk on a global portfolio of counterparties.

Main Responsibilities

• Conduct in-depth quantitative and qualitative credit assessments of counterparties
• Review and respond to day-to-day trade requests from commcerical teams, including an increasing number of structured, non-standard transactions
• Evaluate and support the structuring of complex multi-commodity and long-term transactions
• Support the negotiation and administration of credit arrangements, master trading agreements and other transaction-related documentation
• Exercise delegated authority to recommend and approve credit limits, ratings and other credit terms
• Proactively monitor and manage a portfolio of counterparties, primarily within the EMEA region, with a focus on current and potential future exposures, positions, credit developments and emerging risks
• Ensure compliance with group credit policies and procedures
• Develop and maintain effective working relationships with counterparties, financial institutions, and internal stakeholders
• Participate in credit-related system enhancements or other projects/initiatives to strengthen the company’s credit infrastructure and capabilities

Profile

• A minimum of 5 years relevant experience in credit risk
• Experience counterparties operating in commodity trading markets, particularly within base metals, precious metals, mining or metals trading sectors
• Strong financial analysis, credit writing and risk assessment skills, with the ability to form independent recommendations
• Working knowledge of master agreements commonly used in the commodities markets such as ISDA and related credit support documentation (CSA)

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