CREDIT BUREAU ANALYST

The Credit Analyst works closely with SanMars customers, and internal teams to assist in business building opportunities while managing SanMars risk of financial loss. They process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers. The Credit Analyst communicates directly with customers, discussing and obtaining the financial information necessary to establish credit, negotiating and working with our customers to reach solutions to meet the credit requirements to grow their business.
Review credit applications, pulling credit reports, requesting trade references, financials statements and other information necessary to make credit decisions within assigned guidelines that promote customer sales growth while managing risk within SanMar’s guidelines.
Review existing customer credit files to promote sales growth while managing risk, requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate such as personal guaranty’s and letters of credit.
Communicate with SanMar’s customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results.
Communicate with SanMar’s internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review.
Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log.
Monitor and provide reporting on specific customers and customer segments.
Maintain customer account information in SanMar’s databases.
Comply with all policies and standards.
4+ years of related credit or account receivable experience or equivalent education
Experienced in risk management and decision making
High level of competency with computer and software applications
Must be able to work as part of a team and be self-directed with minimal supervision
Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions
22.00 - $30.49 (AZ, ID, FL MT, OH) on an hourly basis, depending on experience.
Bonus: You`ll be eligible for an annual discretionary bonus up to 5% of base salary.
Employees also receive 8 paid holidays and 1 paid family day off.
Comprehensive medical, dental, and vision benefits
Life insurance
Short/long-term disability coverage
Remote: Our standard working hours are 8:00-5:00 PST. Periodic travel may be required. The employee is regularly required to sit for extended periods while working on a computer and participating in virtual and in-person meetings. Frequent use of hands for keyboarding and standard office equipment is required. Occasional standing, walking, and reaching may be needed to attend meetings or collaborate in an office setting. The role requires the ability to perform close visual work on a computer for extended periods. Reasonable accommodations may be available to enable individuals with disabilities to perform essential job functions.