Credit Risk Model Manager

Were committed to bringing passion and customer focus to the business.
The Credit Risk Analytics Manager is responsible for developing, maintaining, and enhancing the Bank’s credit risk models. This role partners with Lending, Technology, and Finance teams to deliver custom-tailored credit risk and projection models. The position plays a key role in credit risk modeling and governance, risk analytics, and data management initiatives.
Develop, implement, and maintain credit risk models using tools such as Python, SQL, Excel, and Moodys Analytics solutions (including RiskCalc, CMM, PortfolioStudio and related Moodys platforms).

~ Maintain comprehensive model governance documentation in accordance with SR 26-02 model risk management guidance, including model development documentation, methodology papers, conceptual soundness assessments, implementation testing, performance monitoring reports, user procedures, and inventory documentation.

~ Prepare analytical support and documentation for independent model validation, internal audit reviews, regulatory examinations, and management oversight committees. Respond to validation findings, tracking issues to resolution and ensuring corrective actions are appropriately documented and implemented.

~ Prepares periodic reports and/or dashboards utilizing PowerBI to monitor model performance, anomalies, inconsistencies, or unexpected results.

~ Proficient in reviewing and interpreting model documentation and research materials with a strong focus on quantitative and statistical analysis.

~ Ability to read and interpret regulatory guidance and internal procedure documentation.

~ Ability to respond in writing to audit findings customer complaints, regulatory agencies or member of the business community.

~ Ability to effectively present information in one-on-one and small group situations, to customers, top management, public groups and/or boards of directors

post graduate education in econometrics, quantitative finance, applied mathematics, statistics, or related field is preferred.

~8+ years’ experience in loan portfolio/credit risk modeling, preferably at a financial institution.

~ Experience using Moody’s suite of credit risk models.

Strong Excel and data analysis capabilities. MS Office programs.

~ Experience working with large datasets and relational databases utilizing SQL.

~ Strong project management and organizational skills.

~ Skills Training:
~ Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a persons race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.