Credit Risk Officer - Credit Analysis

Job Description:

The Credit Officer will support the Credit Manager and is responsible for the financial analysis and underwriting for Evolve Bank & Trust.
Main Job Tasks and Responsibilities:

Commercial Loan Analysis and Underwriting.
Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay.
Participate in the loan approval process with appropriate authorization.
Assist Loan Operations in solving loan related structure questions.
Assist in the process of vetting new loan products or niche markets.
Special Projects / Requests.
Provide analytical assistance on special projects.
Support and mentor Credit Analysts.
Work with lenders on training programs and concept reviews for specific loan requests.
Education and Experience:

Minimum of five years’ experience in commercial credit analysis, preferably at a financial institution or commercial finance organization.
Bachelors’ degree, preferably in business, economics, finance, or banking with a strong background in accounting and finance.
Key Competencies

High attention to detail.
Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines
Good verbal and written communication skills.
Comfortable with conflicting views of others and able to adequately express their point of view.
Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship.
Able to work well with peers, lenders and superiors.