Credit Risk Portfolio Analyst

Analyze mortgage and consumer lending portfolios in Toronto while applying SQL, Excel, and data-driven credit risk oversight. Hybrid work supports EQ Bank’s Risk function.

As an Analyst, Credit Risk Management, you will provide independent second-line oversight across residential mortgage, reverse mortgage, and consumer lending portfolios. The work involves portfolio analytics, geographic segmentation, risk reporting, and governance support. You will also contribute to AI-enabled automation using Microsoft Copilot Studio and Power Automate.

Key Responsibilities:

• Analyze lending portfolios, tiers, regional segments, and risk indicators
• Assess performance trends, concentrations, emerging risks, and portfolio drift
• Prepare reports, dashboards, and executive-ready risk materials
• Validate data inputs and provide independent challenge on tiering
• Build agentic workflows and automations for analytical tasks

Requirements:

• Undergraduate degree in finance, economics, business, or data analytics
• Typically one to three years of relevant analytical experience
• Proficiency in SQL, Microsoft Excel, and reporting or visualization tools
• Knowledge of residential mortgage lending and credit risk terminology
• Clear communication, attention to detail, and problem-solving skills

Bring portfolio analytics, SQL, and credit risk expertise to strengthen EQ Bank’s lending risk oversight in Toronto.