Data Risk Specialist- 2LOD Risk Mgmt

91,000 - $136,240 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
Line of Business:
Risk Management

Job Description:
The Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas
Integrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
Impacts the achievement of sub-function or business line objectives within the area they are accountable for
Work is guided by policies and industry standards/methods
converts information to compelling business context and advice; exceptions, risk acceptances, and transformation initiatives.
Challenge whether management actions sufficiently address root causes and provide sustainable risk reduction.
Provide an independent view of residual risk and the implications of material gaps or delayed remediation.
Governance & Regulatory Leadership
S. data risk oversight framework and ensure it appropriately reflects applicable U.S. requirements and the Enterprise risk framework.
Provide senior 2LOD input into major policy, governance, transformation, and regulatory initiatives.
Data Risk Management in senior governance forums and regulatory or audit engagements, as appropriate.
Ensure emerging regulatory expectations are translated into clear risk oversight priorities.
Executive Risk Reporting
Synthesize multiple risk indicators, issues, assessments, and business developments into an enterprise-level view of data risk.
Escalate material concerns where risk exposure, remediation progress, or management actions are inconsistent with established risk appetite or expectations.
Act as a senior advisor to business, risk, technology, and data executives while preserving 2LOD independence.
Lead cross-functional risk discussions involving complex or contentious matters.
Provide direction and mentorship to data risk professionals and raise the quality and consistency of 2LOD challenge.
Undergraduate degree or technical certificate and/or
~Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline
~ Knowledge of risk management environment, standards, regulations and mitigation
~ Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
~ Skill in mentoring and coaching
~ Advanced skill in using analytical software tools, data analysis methods and reporting techniques
~ Skill in using computer applications including MS Office
~ Ability to handle confidential information with discretion

Significant leadership experience in data risk, operational risk, technology risk, data governance, regulatory risk, or a related discipline.
Deep understanding of financial-services risk management and regulatory expectations.
Demonstrated experience influencing senior executives and challenging complex risk decisions.
Ability to connect individual findings and issues to broader systemic or enterprise risk.
Strong executive presence and judgment, including the ability to make and defend independent risk recommendations.
Experience leading teams, major risk programs, or cross-functional initiatives strongly preferred.
AI and Model Risk experience
Customer Accountabilities:
Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business
Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks
Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues
Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.)
Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes
Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable
May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions
May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.)
May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives
Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required
Adheres to enterprise frameworks or methodologies that relate to activities for our business area
Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices
Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues
Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
Domestic Travel – Occasional
International Travel – Never
Operating standard office equipment - Continuous
Reading, writing and comprehending instructions – Continuous
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
Here at TD, we hire and develop the best.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
We do our best to communicate outcomes to all applicants by email or phone call.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at