Finance & Risk Manager

In this role you will oversee day-to-day finance operations with a focus on credit risk, debt recovery and financial partnering across the business. You will lead a small finance team, influence risk and reporting processes, and Partner with senior stakeholders to support budgeting, forecasting and strategic decisions. The role combines hands-on finance work with development of credit and risk controls to improve profitability and reduce exposure. This is a hands-on, cross-functional position in a purpose-driven organisation with broad impact.

• Hybrid working (1 day per week from home)
• 37.5 hours
• 26 days holiday + bank holidays
• Birthday day off
• 8% employer pension contribution
• Life assurance? (Life assurance listed)

• Lead credit risk assessments and due diligence for members/customers
• Monitor exposure and contribute to credit risk strategy
• Manage debt recovery and credit control activities
• Oversee the sales ledger function
• Develop financial, credit and risk reporting
• Produce cash flow forecasts and analyse trading performance
• Support budgeting, forecasting and financial planning
• Assist with month-end and year-end reporting
• Provide commercial financial insight and recommendations to senior stakeholders
• Identify opportunities to streamline processes, controls and reporting
• Lead, coach and develop the finance team

• Strong experience across credit risk, credit control and debt recovery
• Solid understanding of financial reporting and commercial analysis
• Confident communicator with ability to build cross-functional relationships
• People management experience
• Ability to work across operational and strategic finance areas
• ERP systems experience, with NetSuite advantageous

• communication
• stakeholder management
• problem solving
• credit risk assessment
• debt collection and cash application
• financial reporting and analysis