Hybrid Backend Engineer - Fintech Lending

iwoca is seeking a Backend Engineer for the Repeats team in London. This hybrid role involves shaping the repeat-loan offer pipeline, deciding eligibility, pricing, and borrow limits, and owning backend features end-to-end from design through production monitoring.

You will work across backend and frontend tasks, collaborating with product, design, and data analytics to drive impact on iwoca's back-book and customer outcomes.