Junior Broker

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

The Role

Your day-to-day will be quite varied, focusing on healthcare business across the US and non-US: alongside your team, you will work with specific clients to place risks with insurers, assist with the negotiation of effective insurance terms to ensure client needs are best met in relation to pricing and cover, as well as participate in team meetings and client calls. You will also manage queries from underwriters and external requests as and when they arise.

What you’ll do

• Manage written and paid bordereaux from cover holders.
• Reconcile written and paid premiums.
• Chase any late payments, discrepancies or Xchanging queries to ensure underwriters are paid in full on time.
• Support the team in preparing and reviewing submissions to ensure accuracy and completeness.
• Collaborate with account handlers to develop appropriate solutions tailored to clients’ needs.
• Assist in negotiating with underwriters to secure optimal insurance terms.
• Maintain accurate and up-to-date records on company systems.
• Follow compliance procedures, including securing necessary approvals and maintaining client files.
• Assist team with office admin duties.
• Build and maintain relationships with underwriters and internal stakeholders.
• Stay informed about industry trends and developments to enhance offerings.
• Actively participate in personal development and adhere to regulatory requirements.

Who we’re looking for

• Experience in a similar or related role within the insurance market.
• Strong relationships with relevant underwriters and market contacts.
• Knowledge of specific products and relevant regulatory/legal frameworks.
• Customer-focused approach with excellent communication and interpersonal skills.
• Strong negotiation, influencing, and decision-making abilities.
• Highly numerate and literate with good analytical skills.
• Effective time management, able to meet deadlines under pressure.
• Adaptable and resilient, able to respond positively to change.
• Commercially astute with the ability to build sustainable relationships.
• Works independently and proactively while supporting team goals.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new. We support each other in the small everyday moments and the bigger challenges. We are determined to make a positive difference at work and beyond. Reasonable adjustments.

Not all positions can accommodate changes to working hours or locations.

Permanent

Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we’re a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that’s embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.