Lead Engineer – Payments Platform

In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will guide the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes. This is a rare chance to join an early-stage initiative, make foundational architectural decisions, and have a visible impact on the future of small businesses. By contributing directly to production code and proof-of-concepts, you will solve complex financial technology challenges at a massive scale. The Payments Platform team is the engine powering money movement across the entire ecosystem, collaborating closely with product, security, risk, and operations. Together, we work cross-functionally to translate complex business needs into resilient engineering solutions that support millions of subscribers. Designing and building out payment platform capabilities, such as orchestration, risks & fraud, multi-providers, to accelerate various payment products development and improve operational posture. Building out a global bill payment product to streamline how small businesses manage their cash flow. Developing core high-throughput platform services. Integrating and championing artificial intelligence capabilities to accelerate engineering productivity and enhance developer workflows. Requirements

You bring a proven track record of delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints. A deep understanding of system architecture, API design, and both SQL and NoSQL databases is essential. Your background includes proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS. You are passionate about staying hands-on contributing directly to production code, proof-of-concepts, and technical deep dives. You possess strong leadership capabilities, with a passion for setting technical direction, mentoring engineers, and fostering an inclusive culture. You demonstrate strong ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results. You are a strong partner to Product, Design, and other cross-functional teams to translate complex business needs into resilient engineering solutions. You are a champion of advanced usage in AI tools and practices across the team to accelerate development workflows. Core Competencies

Demonstrates expertise in designing and developing high-throughput, distributed backend systems, with a strong focus on API design and cloud-native platforms. Proven ability to lead technical direction, mentor engineers, and translate complex business needs into effective engineering solutions. Highest-signal resume keywords

Backend System Design API Design Cloud-Native Platforms Leadership in Engineering AI Integration ATS Optimization Keywords

Hard Skills

C# Java Golang C++ SQL Databases NoSQL Databases System Architecture High-Throughput Services Agile Execution Proof-of-Concept Development Soft Skills

Problem-Solving Mentoring Collaboration Inclusive Culture Building Communication Industry Keywords

Financial Technology Money Movement Operational Excellence Small Business Solutions Cross-Functional Collaboration Tools & Technologies

AWS AI Tools Payment Platforms Fraud Detection Systems Orchestration Tools

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