Loan Operations Analyst

In this role you will support Funding Circle’s mission to back UK small businesses by reviewing and processing loan applications for fast, efficient funding. You will work in a hybrid London setting within the Operations & Controls team, collaborating across functions and proactively addressing risks. You’ll handle financial documents, KYC checks, and quality assurance to ensure complete and accurate loan data. This is a hands-on position that values detail, reliability, and continuous improvement, including leveraging AI tools to boost productivity. You’ll contribute to a high-performing culture that moves quickly and makes an impact.

• private medical and dental
• annual learning allowance
• life assurance and share schemes
• digital GP
• flexible benefit allowance
• barista coffee and subsidised Just Eat lunches

• Review and process loan applications to provide funding
• Evaluate financial accounts, bank statements and risk reports for processing
• Complete know your customer (KYC) checks during borrower onboarding and escalate to AML/fraud teams as needed
• Utilize third-party systems to collect information on applicants and businesses
• Conduct rigorous quality assurance: reconcile loan documents and internal data for completeness and accuracy
• Collaborate within a fast-paced, team-oriented environment
• Proactively identify and mitigate risks, issues, or control weaknesses in day-to-day tasks

• At least 6 months experience in a high-volume operations or administrative role
• Ability to meet deadlines in a fast-paced environment
• Excellent attention to detail, self-motivation, strong organizational skills and ability to follow procedures
• Ability to perform repetitive tasks
• Willingness to learn and adapt to evolving policies and procedures
• Familiarity with financial documents, bank statements and identification documents (desirable)
• Ability to use Generative AI to streamline daily tasks and improve personal productivity
• Confident using approved AI tools safely and effectively to enhance output

• attention to detail
• self-motivation
• organization
• Generative AI usage to streamline tasks
• use of third-party systems for information collection
• knowledge of KYC/AML processes (desirable)