Mortgage Licensing Analyst

About Us

At eLEND, we are committed to delivering an exceptional mortgage experience through innovation, technology, operational excellence, and client-focused partnership. Our Compliance team plays a critical role in protecting the organization, supporting our Mortgage Loan Originators (MLOs), and ensuring we meet licensing and regulatory requirements across the states in which we operate.
The

Mortgage Licensing Analyst

is responsible for managing and maintaining company, branch, and individual MLO licensing through the Nationwide Multistate Licensing System (NMLS). This role oversees licensing applications, renewals, amendments, regulatory reporting, continuing education requirements, and related compliance activities.
This position serves as a key connection point between Compliance, Legal, Finance, Mortgage Loan Originators, and business leadership, helping ensure licensing requirements are met accurately, efficiently, and within regulatory deadlines.
✨ As a Mortgage Licensing Analyst, you will help protect eLENDs ability to conduct mortgage lending operations while ensuring our company, branches, and MLOs remain appropriately licensed and authorized to do business.
You will manage licensing processes from beginning to end, monitor regulatory deadlines, maintain accurate NMLS records, and proactively identify potential compliance gaps before they impact operations.
Success means maintaining a proactive, accurate, organized, and compliant licensing function that supports business continuity, reduces regulatory risk, and provides a seamless experience for our MLOs and internal stakeholders.
️ Prepare, submit, and maintain company licensing applications, renewals, and amendments through NMLS.
Coordinate new state licensing applications and existing license maintenance.
Identify and resolve licensing discrepancies before they impact business operations.
Mortgage Loan Originator Licensing

Manage the complete MLO licensing process, including initial applications, renewals, amendments, and sponsorships.
Serve as a primary resource for MLO licensing questions and provide clear, timely guidance.
NMLS Filings & Regulatory Documentation

Prepare, review, and submit accurate NMLS filings within established regulatory deadlines.
Process licensing amendments and regulatory notifications as required.
Maintain visibility into licensing expiration dates, renewal windows, and state-specific requirements.
Monitor MLO pre-licensing education and testing requirements.
Maintain accurate documentation of education, testing, and screening compliance.
Regulatory Reporting & Mortgage Call Reports

Prepare and submit Mortgage Call Reports and other required NMLS and state regulatory reports.
Partner with Finance and other departments to obtain necessary reporting information.
Maintain documentation supporting regulatory submissions.
Coordinate bond applications, renewals, riders, and continuations.
State Regulatory Research & Compliance Monitoring

Maintain working knowledge of state-specific mortgage licensing laws, regulations, and requirements.
Utilize the NMLS Resource Center and other regulatory resources to research licensing requirements.
Monitor changes to state licensing rules, application requirements, renewal processes, and reporting obligations.
Evaluate how regulatory changes may affect company, branch, and MLO licensing.
Communicate relevant regulatory updates to Compliance leadership and impacted stakeholders.
Proactively identify compliance risks and recommend appropriate next steps.
Licensing Issue Resolution & Risk Prevention

Coordinate with internal stakeholders and regulatory resources to resolve issues.
Take a proactive approach to preventing missed deadlines, license lapses, and regulatory deficiencies.
Serve as a primary point of contact for company and individual licensing questions.
Help MLOs understand licensing requirements, renewal responsibilities, and outstanding action items.
Assist with licensing, sponsorship, and registration requirements for non-MLO Team Members, including Loan Originator Assistants and Processors, as applicable.
Regulatory Examinations & Inquiries

Partner with Compliance, Legal, Finance, and other departments on licensing-related regulatory matters.
Assist with state examinations, regulatory inquiries, and requests for licensing documentation.
Gather and organize records necessary to support regulatory reviews.
Maintain organized documentation that supports regulatory readiness.
Licensing Policies, Procedures & Documentation

Contribute to the development and maintenance of internal licensing policies and standard operating procedures.
Document company, branch, and MLO licensing processes.
Update procedures as regulatory requirements or internal processes change.
Help establish clear expectations for licensing responsibilities and workflows.
⚙️ Process Improvement & Operational Efficiency

Evaluate licensing workflows to identify inefficiencies, recurring issues, and potential compliance risks.
Partner with Compliance leadership and other stakeholders to implement sustainable process improvements.
Evaluate process changes based on their impact on accuracy, timeliness, regulatory compliance, and stakeholder experience.
Cross-Functional Partnership

Build strong working relationships with Compliance, Legal, Finance, Operations, and other internal departments.
Coordinate with stakeholders to obtain information necessary for licensing applications and regulatory filings.
Communicate licensing requirements, deadlines, and potential risks clearly.
Collaborate on regulatory examinations, reporting obligations, and compliance initiatives.
Cross-Training & Knowledge Sharing

Share licensing knowledge, regulatory updates, and process guidance with colleagues.
Help ensure critical licensing activities can continue during absences or shifting business priorities.
Participate in team discussions regarding licensing challenges and process improvements.
Support a collaborative environment where knowledge is documented and accessible.
Demonstrate ownership of licensing responsibilities and regulatory deadlines.
Remain adaptable as regulatory requirements and business needs evolve.
Mortgage Licensing Experience

Strong understanding of mortgage licensing processes and regulatory requirements.
Knowledge of licensing applications, renewals, amendments, and sponsorship requirements.
Ability to prepare, review, and submit accurate licensing applications and amendments.
Knowledge of MLO pre-licensing education and testing requirements.
Surety Bonds & Regulatory Compliance

Ability to research regulatory requirements and apply them to licensing processes.
Familiarity with Mortgage Call Reports and state regulatory reporting requirements is a plus.
Commitment to maintaining compliance and minimizing regulatory risk.
Ability to manage multiple licensing activities, regulatory deadlines, and competing priorities.
Resourceful and proactive approach to navigating regulatory challenges.
Comfortable partnering with Compliance, Legal, Finance, and other business functions.
Willingness to learn and grow within mortgage compliance.
Ability to adapt to evolving regulatory requirements, systems, and business priorities.
Commitment to professional development and continuous process improvement.
Professional judgment when handling regulatory matters and sensitive licensing information.
Ability to perform routine computer and administrative tasks, including typing, writing, dialing, and handling documents.
Visual acuity sufficient for computer-based work and hearing sufficient for routine workplace communication.
Monitoring upcoming renewal deadlines and outstanding licensing requirements.
Coordinating new licensing applications, amendments, and sponsorship updates.
Researching state-specific licensing requirements and regulatory changes.
Following up with MLOs regarding education, testing, background screening, and renewal obligations.
Preparing Mortgage Call Reports or coordinating reporting information with Finance.
Partnering with Compliance and Legal on regulatory inquiries or examination requests.
Reviewing upcoming regulatory deadlines and prioritizing time-sensitive activities.
Identifying opportunities to improve licensing workflows and reduce compliance risk.
Sharing regulatory updates and licensing knowledge with Compliance Team Members.
Comprehensive medical, dental, and vision coverage
Paid time off and company holidays
Professional development and career growth opportunities
Access to tools, technology, and resources that support regulatory compliance and operational success
Remote

Compliance-focused role supporting eLENDs company, branch, and individual MLO licensing operations.
Works closely with Compliance, Legal, Finance, Mortgage Loan Originators, and other internal stakeholders.
Provides hands-on support for NMLS filings, renewals, regulatory reporting, surety bonds, and licensing-related inquiries.
Requires consistent attention to regulatory deadlines, documentation accuracy, and proactive issue resolution.
⭐ You will take accountability for maintaining accurate licensing records, anticipating deadlines, resolving discrepancies, and ensuring requirements are completed before they become operational risks. Mortgage licensing requirements vary by state, and regulatory expectations continue to evolve. Rather than waiting for regulatory changes to create problems, you will stay informed and help the organization prepare proactively.
Ultimately, you will help create a licensing function that is accurate, proactive, accountable, knowledgeable, and committed to protecting eLENDs ability to serve our clients while elevating the experience of our Mortgage Loan Originators and internal partners.
At eLEND, we are committed to building a diverse and inclusive workplace where all team members are respected, supported, and empowered to succeed. Join today to connect with our team, stay informed about upcoming roles, and explore how your mortgage licensing expertise, regulatory knowledge, attention to detail, and commitment to proactive compliance can help elevate the licensing experience at eLEND.