Mortgage Underwriter

Join a Building Society where relationships matter At Earl Shilton Building Society (esbs), people are at the heart of everything we do. For over 160 years, weve been supporting our members, investing in our community and providing a personal service that truly makes a difference. Based in the heart of Earl Shilton, Leicestershire, were proud to be an independent, community-focused Building Society with a reputation for putting members first. While were small enough for everyone to know each other, were ambitious, growing, and continually investing in our people. As our success continues, were looking for a Mortgage Underwriter to join our friendly and supportive team. If youre passionate about delivering great customer experiences, building relationships and developing a career in mortgages, wed love to hear from you. Why Join Us? Youll play a key part in helping people achieve their home ownership goals. Youll work closely with customers, mortgage brokers, and colleagues across the Society, ensuring a smooth and positive experience throughout the mortgage journey. Whether you already have some mortgage experience or are keen to develop your knowledge further, well support your growth through structured training, coaching. We believe in helping our colleagues grow alongside our business and providing a workplace where everyone feels valued, supported and empowered to succeed. This role is responsible for accurately processing our customer mortgage applications through our internal systems, ensuring they meet the Societys appropriate lending policies and criteria. The role holder will underwrite cases by checking mortgage calculations (affordability), various customers documents such as payslips, bank statements and proof of I.D, ensuring high levels of accuracy and attention to detail within this customer focused environment. This role requires strong attention to detail to be able to highlight any discrepancies or concerns. The role also involves working closely with mortgage brokers keeping them up to date on the mortgage process and obtaining any additional information needed will be an important part of this opportunity. Continuous learning and keeping up to date with product and policy changes will be key as well as and achieving quality standards. About You Youll be someone who enjoys working in a fast-paced environment, takes pride in delivering exceptional service and has a genuine desire to help people. Were looking for someone who can demonstrate: Essential Skills & Attributes Confident problem solver Decision making skills Committed and reliable with a flexible, team-focused approach Strong attention to detail and a commitment to accuracy. Excellent organisational skills with the ability to manage multiple tasks and prioritise. Excellent communication skills, both written and over the phone A customer-focused approach with the ability to build trusted relationships. A positive, proactive and self-motivated attitude. Strong IT skills and confidence learning new systems and processes. A willingness to learn and develop within the mortgage and financial services sector. Experience Previous experience within financial services would be advantageous. Ideally 6-12 months previous mortgage underwriting experience, although this is not essential for candidates who can demonstrate the right attitude, capability and desire to learn. We recognise that our people are key to our success and were committed to providing a rewarding and supportive working environment. Competitive contributory pension scheme. Minimum 22 days annual leave, increasing with length of service, plus bank holidays. Buy and Sell Holiday Scheme (following successful probation). BUPA Cash Plan (following successful probation). Benenden Healthcare Scheme (following successful probation). Employee Assistance Programme. Two paid volunteering days each year to support community projects and causes. Free onsite parking. A friendly, supportive and collaborative team environment. The opportunity to build a long-term career within a growing mutual organisation. Working Hours Full-time, 35 hours per week. Monday to Friday. Saturday working may be required should workloads dictate, paid at an enhanced rate. Our Culture At Earl Shilton Building Society, were proud of our values and the way we work together. We support one another, celebrate success, embrace learning and put our members at the centre of every decision we make. If youre looking for a role where you can make a genuine difference, develop your career and be part of a close-knit team that values your contribution, wed love to hear from you. Successful applicants will be subject to a Disclosure and Barring Service (DBS) check and credit reference search. Be part of something personal. Be part of something local. Be part of Earl Shilton Building Society. Feedback We are currently receiving a high number of applications for our roles and, while we review each one carefully against the advertised criteria, unfortunately were unable to provide individual feedback. We will contact shortlisted candidates directly. To apply email your application to: