Principal Product Manager - Credit

As a

Principal Product Manager

for the

Credit

team at Marqeta, you will own the end-to-end strategy for our credit platform — defining the multi-quarter roadmap that scales core credit services to meet the evolving needs of our customers and partners.

You are a recognized thought leader in credit and fintech, bringing forward-thinking ideas grounded in market dynamics, regulatory realities, and deep technical fluency. This is an individual contributor role where you will mentor others on the team and drive prioritization across a complex web of stakeholders, make clear-eyed risk/reward decisions, and set the standard for how great credit infrastructure products are built and delivered at scale.
We work

Flexible First

. This role can be performed remotely. Shape the Credit Platform Roadmap

— Define, own and deliver the multi-quarter strategy for credit platform core services, aligning prioritization with client needs, business objectives, and regulatory requirements.
Define Requirements That Scale

— Author detailed product requirements and technical documentation that guide engineering teams building robust backend systems, APIs, and data models for credit account management and transaction processing.
Drive Cross-Functional Execution

— Lead coordination across engineering, GTM, operations, legal, compliance, and risk to move new credit products and features from concept to market with rigor and accountability.
Partner with engineering leaders on decisions affecting account management, transaction processing, and data integrity, and own the product consequences of those choices.
Champion the Customer

— Engage directly with external customers and internal stakeholders to surface needs, validate solutions, and ensure delivered features create measurable value.
Make Data-Informed Decisions

— Use analytics and product metrics to identify platform gaps, measure feature impact, and continuously sharpen prioritization across the credit roadmap.
Represent credit externally.

Be Marqetas credit voice with enterprise clients, issuing banks, and networks. Bring market and regulatory signal into the roadmap before it turns into a client escalation.
Align engineering, GTM, operations, legal, compliance, and risk across multiple teams. 10+ years of product management experience in fintech or payments, with demonstrated experience working with networks and banks in a leadership capacity.
~ Proven track record of shipping technically complex credit products and/or platforms at scale within multi-stakeholder, regulated ecosystems.
~ Domain thought leader with the ability to identify market opportunities in credit, translate them into actionable strategy, and bring stakeholders along.
~ Strong executive presence with experience influencing senior leadership, external customers, and cross-functional partners including legal, compliance, and risk.
~ Deep technical acumen and genuine curiosity — comfortable engaging with APIs, data models, system architecture, AI/ML applications, and emerging technologies as a credible product voice.
~ Prior experience building or scaling credit-as-a-service or embedded credit products for enterprise clients or card program managers.

Application Submission
Recruiter phone call
Hiring manager video call
Virtual “Onsite” consisting of 4-5, 45 min calls
The new-hire

base salary

range for this full-time position is:
Thats why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Multiple health insurance options
Flexible time off – take what you need
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company and an Employee Stock Purchase Program
Free therapy sessions, financial and professional coaching, and legal advice
Monthly stipend to support our remote work model
Annual “development dollars” to support our people growth and development
Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Solve for the Customer:

With a deep understanding of our customers business and empathy for their needs, we deliver products and services that drive their success. Do Whats Right:

Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. Simplify and Innovate:

We approach challenges with curiosity and take smart risks. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.
Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit

this form

with your specific accommodation request.
Personal data that is provided as part of the application and recruitment process is processed in accordance with the

Applicant Privacy Notice

. Additional information for California residents can be found

here

.
To keep our interview process fair and consistent, we ask that all candidates join video interviews with their camera on.
We may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws.