Real Estate Credit Structuring Associate

Real Estate Finance expertise meets credit structuring at BMO, supporting commercial mortgages, construction financing, and development loans across Canada.

As an Associate in BMO’s Real Estate Finance Group, you will assess repayment capacity, analyze credit information, and recommend loan structures. The specialized commercial banking team serves builders, developers, and real estate investors across residential, commercial, industrial, and mixed-use properties.

Key Responsibilities:

• Negotiate loan structures, terms, conditions, and collateral requirements
• Conduct financial analysis and credit risk assessments
• Approve new, renewal, and extension loans within delegated authority
• Monitor portfolio performance and identify deteriorating credit conditions
• Develop proposals and present recommendations for new business

Requirements:

• Five to seven years of relevant credit or lending experience
• Bachelor’s degree required; finance, accounting, or business preferred
• Advanced financial analysis proficiency
• Credit risk assessment and loan structuring skills
• Knowledge of regulatory compliance and portfolio management

Apply financial analysis, loan structuring, and portfolio management expertise within BMO’s Real Estate Finance Group.