Remote Mortgage Loan Processor

For over 70 years, The First State Bank has remained committed to serving communities and customers alike by providing the products our customers want while staying true to our motto – “Friendliest Bank Anywhere”. FSB has grown to include 14 full-service branches and one additional loan production office. The Mortgage Loan Processor is responsible for the processing, closing, and funding of new real estate loan transactions as well as customer, loan officer, and branch support for existing real estate loans and general mortgage inquiries.

Entry of new applicant’s information into Encompass software
Compiling all data available to submit to the underwriter for review and qualifications of the borrowers
Gathering of CIP, FSB, bank statements, property data, taxing authority information available on the property, and pulling credit reports
Welcome call to the customer same day as receipt of new application
Creating initial loan disclosures in compliance with current bank regulations including the LE, Respa Disclosures, and intent to proceed within 48 hours of receipt of the loan application. Customer and MLO support throughout the loan process
Ordering of third-party services such as appraisal, appraisal review, title searches, survey, and insurance
Preliminary review of appraisal, title, and financial information
Work with the title agent to clear any title or property survey issues
Receive approval from loan originator based on loan amount and exceptions
Submit documentation for review by the underwriter to discern if all requested documentation is complete and within the guidelines set by the conditional approval and bank policy
Proficient with Microsoft Office Suite or related software program
~ Bachelor’s or Associate’s degree preferred or commensurate work experience
~3+ years of banking experience highly preferred
~ Prior mortgage experience preferred

EOE/Veterans/Disability