Technical Business Analyst

In this role, you translate regulatory and compliance needs into practical system rules and validation logic. You’ll map obligations to controls, review API payloads, and shape end-to-end processes to ensure compliance across payments and accounts. You’ll work with Compliance, Engineering, Product, and Operations to close gaps, document governance, and support audit readiness. This is a chance to help scale OpenPayd’s global payments infrastructure while maintaining rigorous controls.

• Personal training budget
• Cycle to Work scheme
• Gym membership discounts
• Corporate discounts
• Travel loan
• Employer pension plan with 5.75% contribution

• Translate regulatory and compliance requirements into system rules, validation frameworks, and behaviours
• Define structured mappings between regulatory obligations and system-level controls
• Analyse APIs and internal services to enforce compliance at payload and workflow level
• Define field-level validation logic for account data, beneficiary information, transaction metadata, and payment references
• Structure exception handling and rejection logic across payment and account workflows
• Map end-to-end process flows to ensure regulatory coverage, including exception and control points
• Support safeguarding, reconciliation, and liquidity-related control mechanisms within payment flows
• Conduct impact analysis when regulatory or scheme rules change and document required system updates
• Identify gaps or weaknesses in control frameworks and propose remediation
• Maintain clear, structured documentation for audit readiness and governance

• Experience translating regulatory or compliance requirements into system rules and technical artefacts
• Familiarity with payment schemes (SEPA, SWIFT, FPS or equivalent)
• Ability to analyse API request/response structures and define validation logic
• Strong process modelling capability around control and exception flows
• Experience working cross-functionally with Compliance, Engineering, Product, and Operations teams
• High attention to detail and strong analytical mindset
• Strong SQL knowledge

• Cross-functional collaboration
• Attention to detail
• Analytical mindset
• SQL
• API analysis
• Validation logic design